Renting has its perks, but nothing compares to owning your own home. If you’re ready to leave renting behind, follow these 7 steps:

1. Know your why:

Are you outgrowing your space or are you tired of throwing money away? Before you start looking, make sure you’re committed to your why. 

2. Determine your budget and timeline:

You need to know how much you can spend. The best way to do that? Talk to a lender! They’ll take a look at your financial situation and help you understand your timeline.

3. Tackle your credit score:

If you’re not quite into “good” credit territory, don’t panic! Work on decreasing your credit card debt and making payments on time while you save up.

4. Decide what you need and want in a home:

This is the fun bit. But it can be HARD. You need to be clear on the difference between your need-to-haves and your nice-to-haves when it comes to home features.

5. Get pre-approved:

First, find a lender you like. Most agents have tried-and-true lenders, so they can be a great place to start! Your lender will look at your finances, tell you how much you can afford, and give you the pre-approved stamp of approval.

6. Find an agent:

Once you’re pre-approved and know exactly what you’re looking for, it’s time to bring in an agent. Your agent will be your real estate BFF.

7. Familiarize yourself with your agent's search tools:

Your agent has access to loads of tools to make your life easier! Use their MLS search tools and their resources to find listings you love.

If you’re ready to stop renting and start owning, Contact us to get started on your home ownership journey.