Brimming with charm and character, this beautifully renovated Fairfield home is a rare find just one block from Oak Bay Avenue. Thoughtfully updated throughout with permits, it seamlessly blends original architectural details—including custom built-ins and refinished oak floors—with a stylish, contemporary kitchen and versatile floorplan. Natural light cascades through at all times of day. The fully transformed lower level offers two spacious bedrooms, a full bathroom, and an excellent kitchenette and rec room with a private entrance—perfect for extended family, guests, or income. Outside, mature gardens surround a sunny west-facing backyard, ideal for relaxing in the evening light. A brand-new shed adds extra storage, while the generous 7,800-square-foot lot is among one of the larger properties in Fairfield. Close to excellent schools, beaches, parks, Oak Bay Avenue, and downtown, 970 Bank Street offers character, versatility, and an exceptional location.